Shop for the best traditional home mortgage and reverse mortgage deals in The Heart Of The Rockies.
Meet Christopher Gibson
Reverse Mortgage Specialist
Get the best traditional home mortgage or reverse mortgage deals in The Heart Of The Rockies, Colorado.
Christopher Gibson and C2 Financial are a great team to talk with in the Arkansas River Valley about a reverse or traditional mortgage, from Leadville to Salida and anywhere in the Arkansas River Valley.
Christopher is an accomplished agent offering all types of mortgages and has widened his scope to help financially challenged Colorado seniors by advising them about potentially life-changing reverse mortgages.
After seven years in real estate, Christopher realized he had blinkers on as to just how uncompetitive the rates were that many local loan officers were offering.
He is a big believer in high quality service and not having to sacrifice the best rates to receive it.
“A small difference on rate can mean hundreds or even more than a thousand dollars difference per year in interest payments,” Christopher said.
“So I decided to find a way to offer the services and prices I wanted my clients to have.”
That’s why whether it is a traditional mortgage or a reverse mortgage, Christopher’s commitment to you is the highest standards of services with the absolute best possible rates.
What is a reverse mortgage?
A reverse mortgage is a truly incredible product perfectly suited to retirees who find themselves in some degree of financial distress.
It is ideal for seniors who have equity in their own home but are worried about having to sell up and downsize, just to see out their retirement.
As long as you are at least 62 years of age, you qualify to apply for this loan which gives you the power to convert that equity into a brand new income stream!
Approved applicants can relax, knowing their financial future is secure and that they can remain in their beloved home.
They can also look forward to a higher standard of living and maybe even think about enjoying some of life’s little luxuries again - nice vacations, home renovations, pretty much anything at all.
Homeowners can access funds in a number of different ways including a lump sum payment, monthly installments or a line of credit which proves very attractive to many.
A mix of all three is also available.
One of the brilliant features of this loan is that as long as the terms are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
A booming market has seen homeowners in Denver enjoy another 11.6 percent boost to the value of their properties over the 12 months*, rising to an average of $626,721 (https://www.zillow.com/home-values/11093/denver-co/).
There are already 4,140 people in and around Denver with a reverse mortgage - 889 signed on in the last year*.
About The Heart Of The Rockies, Colorado
Chaffee County, often referred to as the "Heart of the Rockies," is a region in Colorado that encompasses the towns of Salida and Buena Vista. This area is renowned for its stunning natural landscapes, marked by the towering peaks of the Sawatch and Collegiate Ranges, part of the Rocky Mountains. The Arkansas River, a major waterway, flows through the county, enhancing its scenic beauty and offering numerous recreational opportunities.
Historically, Chaffee County was inhabited by Ute Native Americans before the arrival of European settlers. The 1800s brought significant changes with the Colorado Gold Rush, leading to the establishment of mining towns. Salida, founded in the late 19th century, became a hub for the Denver and Rio Grande Railroad, playing a crucial role in the region's development. Its historic downtown area, characterized by well-preserved Victorian architecture, reflects this prosperous era.
Buena Vista, on the other hand, was established in the 1870s. Its name, meaning "good view" in Spanish, aptly describes the breathtaking vistas of the surrounding mountain ranges. The town's history is closely tied to mining and agriculture, which were the mainstays of its economy for many years.
Throughout the 20th century, Chaffee County transitioned from a mining-focused economy to one centered around outdoor recreation and tourism. The Arkansas River, once a route for transporting minerals, is now a popular destination for whitewater rafting and fishing. The region's numerous trails attract hikers, mountain bikers, and nature enthusiasts, drawn by the area's natural beauty and diverse wildlife.
Salida and Buena Vista have also become cultural centers in the region. Salida is known for its vibrant arts community, with numerous galleries, studios, and an annual art walk. Buena Vista has gained recognition for its music festivals and community events, which celebrate the area's heritage and outdoor lifestyle.
In summary, Chaffee County, the Heart of the Rockies, is a region where history and nature converge. From its roots in mining and railroads to its current status as a haven for outdoor enthusiasts and artists, the area encapsulates the spirit of Colorado's mountainous beauty and rich cultural tapestry.
Contact your Denver reverse mortgage lender today.
Please contact him at (720) 449-6622 and he will walk you through all of your options.
*As at December 2023
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